Cashless Garages in Car Insurance – Complete 2025 List & Benefits

Cashless garages are network repair centers tied up with your insurance company. If your car is damaged, you can get it repaired at these garages without paying upfront. The insurer directly settles the repair bill with the garage, except for deductibles and non-covered items.

✅ Benefits of Cashless Garages

• No upfront payment for major repair costs.
• Hassle-free process as the insurer directly pays the garage.
• Wide network availability across India.
• Quality service since most cashless garages are authorized service centers.

🔄 How Does the Cashless Garage Process Work?

1. Inform your insurance company immediately after the accident.
2. Visit a network garage listed under your insurer.
3. Surveyor inspects and approves the repair estimate.
4. Repairs are carried out at the garage.
5. Insurer directly pays the bill to the garage.

📋 Top Insurance Companies with Largest Cashless Garage Networks (2025)

• ICICI Lombard – 5000+ cashless garages
• Bajaj Allianz – 4000+ cashless garages
• HDFC ERGO – 4500+ cashless garages
• New India Assurance – 3500+ garages
• Reliance General – 4000+ garages

⚠️ Important Points to Remember

• Cashless claim is only valid in network garages.
• You may still need to pay deductibles or excluded charges.
• Always check the updated garage list before visiting.

🔍 Final Thoughts

In 2025, most leading insurers in India offer a vast network of cashless garages. It saves you from the stress of arranging money during emergencies and ensures quick claim settlements.